1. Determine Your Zakat Obligation

• Nisab Threshold: If wealth exceeds 85g of gold or 595g of silver, zakat is required.
• Hawl (Time Condition): Wealth must be held for one full Islamic (lunar) year.

2. Understand the Zakat Types in Malaysia

• Zakat al-Mal: Savings, investments, and business profits.
• Zakat al-Fitr: End-of-Ramadan obligatory charity.
• Zakat on Income: Salary-based zakat, calculated after essential expenses.

3. Calculate Your Zakat

• Wealth Zakat: 2.5% of total savings/investments.
• Income Zakat: 2.5% of yearly savings after basic needs.
• Zakat al-Fitr: Usually RM7 to RM10 per person.
• Use official zakat calculation tools from state religious councils.

4. Choose Your Zakat Payment Method

• Online Payment: Zakat Selangor (MAIS) – Online portals & banking options. o Zakat Kuala Lumpur (JAWI) – Digital payments available. o Zakat Negeri Sembilan & other states – Online zakat systems.
• Bank Transfer: Direct payments to zakat accounts via partnered banks.
• In-Person: Payment at zakat offices or mosques.

5. Obtain a Receipt & Track Distribution

• Always keep a receipt for record-keeping and tax purposes.
• Zakat funds are distributed for welfare programs, humanitarian aid, and community development.